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Chief Investment Officer Houston Firefighters Relief and Retirement Fund
“As an Indian, living abroad, I was grappling with complexities around inheritance – paucity of time, multiple visit to settle matters, lack of appreciation of complexities and peculiarities involved and lastly no reliable means of finding assistance.
Inheritance Needs was referred by a friend. Post initial interaction the anxiety was laid to rest. In three weeks, INSPL team guided me expertly, and by the time I landed, I was in readiness mode – all legal framework in place. Their approach of interacting with local advocate in my home town under close supervision ensured nothing fell through cracks.
Within 5 days post landing and four weeks after initial contact, all documentation duly completed was with me. Importance of this cannot miss the mention.
INSPLs expert guidance, solved the infinite anxiety which always bothered me. INSPL, with its knowledgeable talent pool, attention to detail and commitment to work to meet customers need has been indeed a delightful experience. ”
Availed “PIC” service
“I suffer from Quadriparesis and was referred to Inheritance Needs by a school mate.
INSPLs team evaluated all documents related to my asset ownership and possession including that of my family (aged parents) and my married sister.
INSPL officials took a comprehensive view on the assets owned by the entire family, discussed the action points and within 45 days delivered a self-sustainable structure to ensure wealth and finances would operate and move even in case of incapacitation to me when my parents are not around.
Such implementation work at ground level especially to ease the possible future stress of the family was plugged.
Their depth in knowledge reflected in their strength to explain bankers the possible future perceived scenarios, which is appreciable. The service was laced with empathy.”
Former Chairman – SEBI , UTI
“I have availed the professional services of Inheritance Needs Services.
I am treated with immense respect as a senior citizen and all my problems are carefully listened to. They have resolved my problems by diligently pursuing them.
On my own, I felt totally lost due to old age and personal tragedies. My sincere gratitude to the team for providing these services, and all the while treating us with dignity and respect.
Our banks, particularly and others engaged in the financial services, have plenty to learn from them.
All my best wishes to them.”
Director – Kotak Mahindra Life
“I had my Will prepared quite some time back . Recently when I met Inheritance Needs , the will was rewritten with significant changes.
The changes became necessary due to the incessant questioning by INSPL team seeking deep insights on my assets to include minute details for safeguarding possible interpretation challenges of institutions and issuers.
As legal provisions dealing with inheritance and rules governing various assets are quiet confusing and sometimes contradictory; a holistic approach is advisable. Also procedure and process of transmission of property differs across India.
The Team at INSPL seems to be knowledgeable on rules, process and procedures to meet transmission challenges of all asset classes.
I think INSPL has done a good job in making an all encompassing comprehensive Will. This however, my beneficiaries will realise – as their task on transmission has been made easy by INSPL. ”
VP & Head – Delivery Risk Management -Infosys
Availed “PIC” service
” With life being unpredictable, I was looking around for guidance. A colleague recommended “Inheritance Needs
The team provided valued inputs , were professional in explaining the details in many areas which I was unaware. Though a time consuming process, the SPOC assigned was very patient.
After deliberations and discussions, I had the final version of the Will, to suit my requirements. Really thankful to the entire operational team for guiding me properly.
I strongly recommend the services for securing their loved ones.”
Managing Director & CEO Zenex Animal Health
“My overall experience with the team from the beginning has been excellent.
I never perceived the level of attention and care required in making a WILL.
Every document underwent scrutiny followed by constructive feedback which has resulted in a robust WILL- now a virtual repository.
I felt the relevance and importance of professional guidance in making a WILL which eventually shall be executed in my absence.
I wish the team all success. ”
Former MD – Gruh Finance
“At the outset, we are impressed to know that an agency exists to help families be inheritance compliant!
Planning inheritance is a very critical requirement which families realise only upon the loss of their loved ones. In the past, having undergone a painful experience, we availed the service offered by INSPL.
We must admit, that during the assignment we realised the extent of paper work required with various agencies even in today’s digital world. Form submissions, communication, and follow-ups done by INSPL were an integral part of the assignment; the relief of being served at our residence as per our convenience was a hallmark of the service.
We sincerely appreciate the patience of INSPLs operational team for their silent follow up which helped us navigate us to reach a state of comfort.
Post our demise, our next generation will be relieved from undergoing tedious and cumbersome processes and work.”
Group President (HR & Corporate Services) & CEO (After-Market Sector)Member of the Group Executive Board Mahindra & Mahindra Ltd.
Availed “PIC” service
“It is my privilege to write this note recommending Inheritance Needs Services Pvt. Ltd. (INSPL) to potential clients. Rajat Dutta, Founder and Initiator of INSPL, was introduced to me by one of the Independent Directors of a Mahindra company.
I first engaged with him on a personal basis to understand the quality and depth of his work. I was truly amazed by the quality of engagement & the resultant output, and then had no qualms in recommending him to Group HR and other potential clients in the organization. Many of those that I recommended INSPL to have engaged with him, and the feedback is uniformly excellent.
Rajat is a fine professional, a wonderful human being, and totally committed to his higher-order purpose. His organization embodies these qualities.”
I wish him all the best for success in this journey that he and INSPL have embarked upon.”
Availed “PIC” service
“I express my heartfelt thanks to the Team at Inheritance Needs Services for understanding my specific requirements and in guiding me in various aspects related to my assets and investments to finally arrive at a WILL which can withstand any possible future situation.
Their approach of derisking ownership of assets is most noteworthy and has opened a new dimension of bequeath which I and many of my family/ relatives were unaware of.
The manner in which they answered all my queries assured me of their capabilities as my apprehensions got addressed.”
Availed “PIC” service
“I have been blessed to have been associated with the TATA Group and am thankful to one and all of you for having given me this all important assistance in terms of Inheritance compliance. This is a great benchmark from the House of TATAs where employee relations are concerned.
Despite the testing times of the lockdown period, Inheritance Needs helped me understand the nuances related to Inheritance in language that is simple and lucid.
The team’s patient hearing and understanding of all my queries, and the commitment displayed, are worthy of mention. Truly impressed with their processes, prompt responses to my concerns and questions raised, and efficiency in delivery. The draft WILL for implementation is ready after incorporating all my requests.
Many thanks to the team. Once again a BIG THANK YOU from the bottom of my heart to you. Honoured by the magnanimity of TATAs.”
Availed “PIC” service
“I am honoured to recommend INS for their mastery of tortuous details of the Will process including the legal angles. I was impressed with their professionalism, exceptional knowledge and attention to detail”
CIO – Equities @ Tata Mutual Fund
“The INSPL team were very methodical in identifying the risks in inheritance and meticulous in their implementation of the de-risking strategy for all classes of assets/investments.
Their attention to detail and the related documentation is a valuable service; especially given the busy schedule of our work life.
I would strongly recommend it for anyone above a certain age, or even otherwise.”
Bengaluru
Availed “PIC” service
“Thank you for the incredible service provided by the Inheritance team.
The Estate management service is extremely critical and the step by step process to guide, capture the information, provide expert insights and provide the complete service has been handled thoroughly by the Inheritance team.
Despite my busy schedule, the team pursued me to gather relevant information and provided insights that would be very important to our near & dear ones in future”
Availed “PIC” service
“I recognise the extraordinary services provided by INSPL in getting my equity shares and securing my investment after doing the due process with IEPF.
The physical shares post approval by IEPF on 8th August, 2023, failed to reach my demat account till October 2023.
Representation made through a letter to IEPF on November 1, 2023, enabled transfer of my investment to my demat account within a fortnight.
The knowledge and experience by the Team at INSPL reflected in the drafting of the representation letter, which they sent to me for signing.
My experience with INSPL has made me refer many clients to them as they require professional and knowledgeable individuals / entities for retrieve of assets. ”
Availed “PIC” service for her parents
“I was extremely impressed by the professionalism and attention to detail provided by the team
My Family and I, recently had the pleasure of using the services of Inheritance Needs. Very rarely can the word pleasure be used for all the legal and judiciary work, especially in India. INSPL team not only did the leg work of securing all the required documents, but also explained all the laws, contingencies etc related to all important aspects related to will creation, future implications, etc. Having travelled from USA for this purpose specifically, I was extremely impressed by the professionalism and attention to detail provided by the team.
Availed “PIC” service for her parents
“We found your services extremely professional and timely. My recent visit to Mumbai was aimed to complete documentation to make sure that in future inheritance process is seamless .
INSPL, in my opinion are trustworthy team of professionals who provide detailed explanations. The unique services provided by INSPL surely relieves us as children who are miles away from ageing parents.”
Availed “PIC” service
“I have been highly impressed by his efficient handling of the process and acknowledge all the help I have received and continue to do so with gratitude
The procedure of inheritance has become fairly complicated no matter the size of the estate one leaves behind. To navigate one through the at times tortuous path one needs considerable help and assistance. That is where Rajat of Inheritance Needs Services Pvt. Ltd. comes in.
These are days on innovative entrepreneurship. Rajat has demonstrated that he is adept at it. To recognise the need for such an agency which would take care of all the aspects, legal, financial, ethical of that trying process without treading on the rather sensitive toes of individual who are affected was itself a very thoughtful endeavour.
Not satisfied with merely conceiving that novel idea he has developed it further with a highly efficient organisation which prepares all the complex documents in admirably short time.
I have been highly impressed by his efficient handling of the process and acknowledge all the help I have received and continue to do so with gratitude. Thank you Rajat
Availed “PIC” service
“I initiated my inheritance ease task for my assets. Initially I was worried about data privacy but once I entered into agreement, I found that complete privacy-based system is developed.
I got complete guidance for data upload by the operating team whose follow up was excellent.
I found the draft WILL excellent in every aspect, future envisaged scenarios was considered. Post receiving the draft WILL, the query solving process for each asset class was very satisfactorily handled .
At the end of the total exercise, I feel, the assets I have created are now better protected against possible legal challenges”
Availed “PIC” service
“Inheritance Needs Services not only resolved it in a professional manner but also went by the book. No short cuts or hustling which might come back to bite you later
I was recommended Rajat’s services by a close friend who was going crazy trying to sort out the paperwork post his fathers bereavement. I myself, was having issues with the entire demat process for some really old scrips , some of which didn’t even have the paper certificates but only folio numbers. Despite knocking the doors of several tax professionals, finance advisors etc, no one could really help resolve the issue.
Inheritance Needs Services not only resolved it in a professional manner but also went by the book. No short cuts or hustling which might come back to bite you later. Like all dealings with the authorities, our processes also took time but eventually were resolved in a most professional manner. I must add that I stay in Singapore and communication was not always instant or in person but despite this logistical issues, the bottle neck was never on INSPLs team.
I would most definitely recommend their services if you want a professional and clean solution to your inheritance, tax, financial issues with the authorities.”
Availed “PIC” service
“Navigating nautical miles and dealing with specifics on asset ownerships and relevant documentation are incomparable.
The Inheritance Needs team are trained to peruse us on the difficulties perceived during inheritance.
They were able to understand my heart which helped frame my WILL with ease.
I would be happy to call them Social Doctors.”
Former ED – Axis Bank
Availed “PIC” & “SiSS” services
“I thank the Inheritance Needs Services Team for a smooth and seamless transition, providing technical logistics support to me and my family through their SiSS (Ship in Shape Service) service.
Also, I am immensely impressed by the designing of the PIC (Preparedness for Inheritance Compliance) service and valuable knowledge and guidance they provided me in taking the right steps and getting the correct documentation in so many aspects.
The personal care, efficient follow up, and client centric ownership demonstrated by the Inheritance team goes beyond normal customer expectation and gives customers peace and delight in the truest sense. Their professional approach and constant follow up, even during COVID times, surpassed my expectations.
I continue to be their loyal patron as I believe my association with them will help me access the value added services they will launch in the future, which will help me and my family immensely. Also, such services start with trust factor. With the respectable board they have complemented their on-ground professional approach, building this trust significantly and that was critical for me.
I would like to strongly urge more people like me to experience their service and I can assure that it will be of great help as often we ignore small details which can become big problems later on, in case of any eventuality.
I wish the team the very best for the wonderful work they are doing and hope they serve many more people like me in time to come.”
Availed “PIC” service
“Team is very Helpful, Proactive in Guidance and very Cooperative…. I personally found it very useful in today’s circumstances with future perspective.
I am very much satisfied with the services received from Inheritance Needs The entire Team is very Helpful, Proactive in Guidance and very Cooperative ,Supportive and prompt in response.Each one gave me services even beyond agreed scope. Though Inheritance Services is a relatively new concept, I personally found it very useful in today’s circumstances with future perspective. Although, draft WILL is the final outcome / result of your services , lot of streamlining of individual personal records is required to be done which is really extremely critical , cumbersome & time consuming to expedite individually.I wish you & your team continual success.”
Dubai
“I want to thank you and your team personally for the dedication and skill shown in drafting a WILL for each of my aged in-laws and assisting in completing the process of their notarisation as expeditiously as you have done.
INSPL has indeed demonstrated a remarkable level of understanding, domain knowledge, and guidance regarding the documentation-related procedures, with an ability to transform what is perceived as an intricate process into a simple solution.
I have to say that my in-laws are a lot more relieved now in the knowledge that their assets would stand protected and distributed among the rightful heirs.
Both Firoza and I convey our best regards to you and your team, and wish you every success”
Belgaum
“I am an 80-year-old retired residing in Belgaum. My small online personal inquiry on Inheritance website was promptly responded.
The personalised services provided by Inheritance Needs towards my customised requirements were a pleasant surprise to us. Each of our queries being addressed in detail.
We also found INSPL thorough in their knowledge and expertise on various topics. The entire effort was handled swiftly with almost negligible physical stress for old folks like us.
We would recommend INSPL’s services for everyone growing older.”
Bridgend – UK
Availed “PIC” services for mother
“I would like to thank team of Inheritance Services for the immense understanding shown & guidance given to my family during inheritance preparation in case of my Mother Smt. Asha Potnis
While I am away in UK, we were seriously looking for such services in India. On reference from our family friend, Mr Rajiv Jambavdekar, we engaged the services of Inheritance Needs. The team is very cooperative, knowledgeable, & provides end-to-end support during the entire process.
Post her Will finalisation, they also arranged for registration.
I sincerely thank the management and appreciate their professionalism in execution which proved to be a great support to my family.”
Entrepreneur & Mentor
“Working with INSPL was a revelation.
The risk assessment they did for every single asset (physical and financial) with a focus on inheritance was a terrific value addition that I hadn’t thought of before I started the assignment.
The team was very customer-focused, professional, and diligent.
I truly appreciate the follow up they did to ensure completion.
I would recommend them wholeheartedly.”
“I am glad that M&M has introduced them to me and I would go a step further by recommending them to my family to avail their I-Need service on my demise.
I am thankful to my organisation M&M for giving us retirees a parting gift that allowed us to avail of a fully paid service from Inheritance to guide us and make us inheritance compliant.
Accordingly, I was approached by Inheritance Need Services Pvt Ltd to walk me through the services provided by them and also to evaluate any risk of my asset documents.
They shared their modalities of assessing the risks attached to my assets and I was very impressed by their firm’s legal and financial expertise.
In my interactions with them I found the team to be very discreet, professional, and competent.
I am glad that M&M has introduced them to me and I would go a step further by recommending them to my family to avail their I-Need service on my demise.”
Richmond – UK, Availed “PIC” service
“Brilliant!
INSPL provides services that, in my opinion, are most essential but often a neglected aspect of our lives.
Speaking for myself, just ensuring that my assets and investments in India are in order, let alone managing them, was something that had been consistently top of mind, but till date I had never been able to do anything about it.
When I think of the reasons for the same, most often it is not knowing what needs to be done. While this information could somehow be obtained, how to do what needs to be done becomes the next bigger question. More so, if one has been out of the country for some time and ‘time’ has had its consequences of inconsistency and compliance to current regulations. Even the thought of putting things to order had become a very burdensome exercise.
In search of a solution, I was looking for someone who would take care of it ‘all’. Be it reaching out in remote locations to dig out facts or regularising in a manner of my choice. I consider myself fortunate that I put my trust in Inheritance Services.
With a very impressive fleet on the field, efficient, methodical, and accurate, handling of the processes, solutions were provided with an added dimension of future implications. I simply could not have asked for more.
Highly recommend. For my part, I will always look forward to approaching Inheritance Services when in need.
Good luck! ”
Availed “PIC” services
I am thankful to Inheritance Needs team for synchronizing diverse activities amidst several constraints and delivering within the committed period with regard to my asset ownership.
I am truely a fan of your service.
Availed “PIC” services
“After, I was introduced to Inheritance Needs by my extended family , the first thing the Team did was educate me on the nuances of property inheritance
They went through a very thorough Asset Status Report.I sought Legal assistance to meet my requirements and they introduced me to their panel of lawyers who worked with great speed to draft documentation tailored to suit my specific needs.I stay in the US and most of my India visits are very short. INSPL accommodated to my schedule and got the paperwork in place navigating the tedious and tiring process.
I am appreciative of the team and would recommend them especially to NRIs who want someone informed, effective and expeditious who are not Advisers but “executors on the field providing the much needed support with domain knowledge” to NRIs who tend to get lost in the bureaucracy and process inefficiency and end up frustrated.
Mumbai
“I had an old investment in UTI which was not encashed.
Inheritance Needs Services contacted me at my current address, and thanks to the service provided by SUTTI (UTI) they helped me get the payment due to me from UTI.
I did not pay anything to anyone for the service.
I think Inheritance Needs is the only organisation which helps senior citizens like me on behalf of UTI.
Looking forward to the same support and help in the future. Thanks and my best wishes to the team at UTI and Inheritance.
God Bless!”
Availed “I- Need” service
“A family friend recommended the company Inheritance Needs to me while my daughters and I were going through an extremely difficult time after a horrible family tragedy.
The physical shares post approval by IEPF on 8th August, 2023, failed to reach my demat account till October 2023.
Representation made through a letter to IEPF on November 1, 2023, enabled transfer of my investment to my demat account within a fortnight.
The knowledge and experience by the Team at INSPL reflected in the drafting of the representation letter, which they sent to me for signing.
My experience with INSPL has made me refer many clients to them as they require professional and knowledgeable individuals / entities for retrieve of assets. ”
Availed “I- Need” service
“Post the demise of my parents, I was unable to operate a bank locker (of my parents) with a nationalized bank, as I was not a nominee.
Bank officials asked me to seek a succession certificate, which was an expensive proposition.
As there were other assets to be dealt with, I sought the services of Inheritance Needs Pvt. Ltd. Remarkably, their letter submissions addressed to the PSU Bank made the officials give me direct access.
The bank officials were not aware of RBI regulations nor had they ever dealt with such situations. They contacted their HO and within 1 working day post submission they called me and allowed me access.
I felt and appreciated the power of domain knowledge with Inheritance Needs, and feel that made all the difference.”
Availed “I- Need” service
“I personally know Rajat as a colleague for over a decade. His team members are dedicated and have an eye for minute details. Fundamental clarity and detailed representations enabled seamless solving of complex asset transmission issues with ease.
Most critical is that it is one entity providing all the services of handholding – from FIR lodgement to IEPF recovery.
Consistent follow-ups with companies and banks edge the service towards excellence. A great service in systematizing asset portfolios for future generations”
Availed “I- Need” service
“The unexpected loss of a loved one is one of the most harrowing experiences life can put you through.
An absence of a legal instrument like a WILL makes the experience even harder. I went through a similar life altering event recently with the sudden loss of my elder brother. I reside in USA and had very little knowledge on how to navigate the Indian institutions like government offices, public sector banks and life insurance companies.
In this time of extreme grief I was recommended to reach out to Inheritance Needs Services Pvt. Ltd. by a friend.
The INSPL team went above and beyond with guiding me through the process of streamlining my brothers financial affairs so that my sister-in-law and niece could have access to his assets and can financially survive going forward.
INSPL has a team of experts that are so efficient in what they do that I could completely delegate the financial matters to them and this allowed me to spend time emotionally supporting my family and grieve the loss.
I would highly recommend the Inheritance team to anyone that is facing a similar situation.”
Availed “I- Need” service
“…they know their job better than a bank or an institution..
INSPL came to us through a reference, whilst we were stuck in multi problematic situation due to sudden demise of our dad. Although we were skeptical when we started our work, we realised the thoroughness in their approach, paperwork was for our own good, the entire 3 things we gave them was sorted within 7 days to 3.5 months of furnishing documents. It was flawless and that was because they know their job better than a bank or an institution you might have to fight with.
Great supportive & lovely people to deal with, we are truly elated with their approach to solve our woes.”
Availed “I- Need” service
“At a time when I faced server crisis of loosing my life partner and I was in deep anguish, INHERITANCE NEEDS SERVICES took up the responsibility of securing my financial claims.
The intensity with which they carried out the procedures with various government bodies and insurance company in India and abroad was noteworthy.Meticulous in representations showed up in domain knowledge expertise. Within remarkable time and without having to physically visit the insurers, was a great solace in such difficult time.I feel they were a saviour with patience ready to provide a helping hand always.
Availed “I- Need” service
“I engaged the services of INSPL after the passing of both my parents during the recent travel lockdowns. As an NRI based in the US, unable to travel, I needed to handle various financial investments spread across fund houses and banks.
There were constraints related to the state of documentation, timing, paperwork and legal requirements. The team at INSPL was able to deftly work through multiple delicate situations, addressing the legal and financial concerns of all involved at each stage, succeeding in my goals with great integrity in honouring time commitments.
The unique value of the combination of legal and financial expertise that the team brings to bear on such situations is exceptional. As an NRI, it was such a relief to get transparency and education from them regarding the entire process. They worked tirelessly to “unstick” the process at each step, and I never had any doubt that they would be successful, no matter what problem I asked them to help or assist in solving, irrespective of the institution. The team went above and beyond, and always responded to my requests immediately. Their work was meticulous at every level, giving me great peace of mind in one of the most difficult times – bereavement. I wholeheartedly recommend INSPL without reservation for anyone going through legacy situations.”
Availed “I- Need” service
“At 90 years of age, on the demise of my wife, I availed INSPLs services, being in a remote village of Gujarat with all my assets in Mumbai.
During the interaction, I learnt that the Will drafted by me for myself and my wife, and which I even got registered at Vyara, was not implementable. INSPL diagnosed each para and brought to notice the flaws.
INSPL’s team were very knowledgeable and extremely efficient. They handled all documentations, prepared representation for all assets irrespective of their current state, got them signed, and followed-up post submission as well.
Names of the asset owners and nominees were in divergence to me and my family’s name; but the fundamentally strong rationale reflected in representations by INSPL paved way for retrieval of large funds. Team members even came to the bank, MF, and DP, personally with me.
I sincerely thank INSPL team for their exemplary service.”
Availed “I- Need” service
“On the sudden demise of my father, I and my family were taken aback, and amidst bereavement were novice with regards to inheritance, laws and procedures.
My father had diverse assets across financial instruments and even after tracing papers, solving it seemed to be a challenge especially with my limited leave. We came across Inheritance services who provided a one stop implementation service unlike other advisory entities.
They were equipped to handle similar situations and provided their services at a fixed fee model without any power of attorney. It was not only a relief but a great reassurance for my mother and younger brother.
INSPL did all the paperwork with immaculate precision and within timelines. I have yet to hear of such a multi skill-set bundled in any entity which is committed to perform. They have a modest fan following globally and engage with clients in every step. ”
Illinois – USA
Availed “I- Need” services
“I was referred to Inheritance Needs Services, the company, by a business associate.
After an initial discussion, I engaged their services to help us with all the assets to be transferred from the names of my mother-in-law who had died in the US in 2016.
The challenges involved diverse types of real estate assets across cities with financial assets of all possible types, wherein few had nominees and majority had no nominee. The beneficiary being a senior citizen based in USA, travel to India was not feasible.
INSPL having understood the background, systemically actioned the assignment, steering the process remarkably well at a fixed fee model and implemented the entire asset ownership change in favour of the beneficiary without any travel involved and within the bounds of the legal framework.
The team is extremely efficient, knowledgeable and dependable!
I have recommended them to many friends in the USA and would continue to seek their assistance for other related matters.”
Availed “I- Need” service
“Team, assisted me and carried out the entire process efficiently and effectively.
After my husband and son both passed away, I had investments and other assets registered in their names which required to be transferred. Inheritance Needs team, assisted me and carried out the entire process efficiently and effectively.”
w/o Lt.Capt. Deepak Vasant Sathe
“I was suddenly plunged into a deep dark abyss at the sudden demise of my husband in an air crash.
After going through the shock and pain, each one of us goes through a lot of tension about sorting out the financial matters because of the uncertainty and lengthy legal procedures.
We felt submerged in the hassles while trying to deal with the personal loss of a loved one, and I wish I had come to know of Inheritance Needs earlier.
Mr Rajat Dutta and his team are very professional, with a personal touch, and put you at ease and make you feel relaxed with their depth of knowledge of the subject matter. They also offer doorstep assistance, where you don’t need to run from pillar to post in handling all legal documentation and other requirements.
In fact, I would recommend their services to everyone before the calamity strikes, as this is one basic need which gets ignored in our daily lives, though each of us knows at the back of the mind, we will have to eventually face it sooner or later.”
